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Key contacts
Construction
Aaron
Aaron Sharpe
Aaron Sharpe
Underwriting Manager, Construction
Aaron is the Underwriting Manager in the DUAL Oliva Construction team, having joined the company in 2020 and has over 12 years of underwriting experience.
In his spare time, Aaron enjoys keeping fit at the gym and playing football and golf. He also loves spending time with his daughter.
M:+44 (0)7923 221 247
E: asharpe@dualgroup.com
Luke
Luke Browne
Luke Browne
Senior Underwriter, Construction
Luke is a Senior Underwriter in the DUAL Oliva Construction team. He joined in 2016 and has over seven years’ experience in the insurance industry, specialising in underwriting Liability and Contractors All Risk insurance.
In his down time, Luke plays football and golf. He enjoys cycling and taking holidays with friends and family.
M:+44 (0)7748 622 554
E: lbrowne@dualgroup.com
Lucy
Lucy Montague
Lucy Montague
Senior CAR Underwriter, Construction
Lucy is a Senior CAR Underwriter in the DUAL Oliva Construction team. She joined in 2023 and has over 12 years’ experience in the insurance industry, specialising in underwriting single construction and renovation projects.
In her down time, Lucy enjoys art and listening to music. She also loves spending time with her two young sons.
M: +44 (0)7561 851 441
E: Lucy.Montague@dualgroup.com
Bindiya
Bindiya Tapu
Bindiya Tapu
Underwriter, Construction
Bindiya is an Underwriter in the DUAL Oliva Commercial team, having joined the team in 2022 and has over eight years’ experience in the insurance industry. She brings expertise in construction insurance from experience in commercial broking.
In her spare time, Bindiya loves to keep fit, takes long walks and spend time with family.
M:+44 (0)7596 856 764
E: bindiya.tapu@dualgroup.com
Aimee
Aimee Blake
Aimee Blake
Underwriter, Construction
Aimee is an Underwriter in the DUAL Oliva Construction team, joining the company in 2019 and has over four years’ experience in the industry. She became an underwriter specialising in the construction sector after finishing university and is currently studying for her DIP CII qualification.
Outside work, Aimee loves to spend time with family and friends and enjoys long walks with her Yorkshire terrier dog.
M:+44 (0)7593 576 074
E: ablake@dualgroup.com
Henry
Henry Hill
Henry Hill
Underwriter, Construction
Henry joined DUAL Oliva in 2021, having spent four years working with a major broker. He is an enthusiastic member of the team and was recently promoted to Underwriter.
In his spare time, Henry enjoys watching football, playing golf with friends and family and has a passion for travelling around the world, exploring new cities.
M:+44 (0)7596 856 780
E: henry.hill@dualgroup.com
Matt
Matt Lee
Matt Lee
Underwriter, Construction
Matt is an Underwriter in the DUAL Oliva Construction team. He joined in 2022, after working as a construction broker for six years. He specialises in Liability, Contractors All Risk, Professional Indemnity and Motor Fleet insurances.
In his down time, Matt loves to watch and play football, eat out with friends and has a passion for exploring new places around the world.
M: +44 (0)7821680052
E: matt.lee@dualgroup.com
Olivia
Olivia Henderson
Olivia Henderson
Underwriter, Construction
Olivia is an Underwriter in the DUAL Oliva Construction team. She joined in 2023 and has over five years’ experience in the insurance industry, specialising in Commercial Combined, Property Owners and Construction underwriting.
In her down time, Olivia enjoys travelling, baking and spending time with friends and family.
M: +44(0)7596 878831
E: Olivia.henderson@dualgroup.com
Amy
Amy Moore
Amy Moore
Underwriter, Construction
Amy is a CERT CII qualified Underwriter in the DUAL Oliva Construction team and is currently working towards her DIP CII qualification. She has over six years’ experience in the insurance industry and joined the DUAL Oliva team in 2022.
In her spare time, Amy enjoys spending time with family and friends, as well as travelling and long country walks with her dog.
M: +44 (0)7596 867 406
E: amy.moore@dualgroup.com
Nathan
Nathan Lovett
Nathan Lovett
Underwriter, Construction
Nathan is an Underwriter in the DUAL Oliva Construction team. He joined in 2022 and has over two years’ experience in the industry. Having started his career at QBE as an Underwriting Services Specialist he moved on to become a Senior Underwriting Assistant at Chubb. He is studying for his CII qualification.
Outside work, Nathan is a big fan of playing football, as well as watching West Ham. He enjoys golf, fishing and snowboarding and has a passion for travelling the world and exploring new cultures.
M: +44 (0)7562 685622
E: Nathan.Lovett@dualgroup.com
Billy
Billy Ball
Billy Ball
Underwriter, Construction
Billy is a Cert CII qualified Underwriter in the DUAL Oliva Construction team, joining in 2023. He has over five years’ experience in insurance, with two years specifically in Underwriting.
Outside of work, he plays golf and football and enjoys spending time with friends.
M: +44 (0)7596 885079
E: Billy.Ball@dualgroup.com
Ciara
Ciara Smith
Ciara Smith
Underwriting Assistant, Construction
Ciara is an Underwriting Assistant in the DUAL Oliva Construction team. She joined in 2023, previously having two years’ experience in claims. Ciara also has a history degree from the University of East Anglia.
In her spare time, she enjoys travelling and exploring new countries, spending time with friends and family and taking her Labradoodle on walks.
M: +44 (0)7596 885088
E: Ciara.Smith@dualgroup.com
Faye
Faye Newman
Faye Newman
Underwriting Assistant, Construction
Faye is an Underwriting Assistant in the DUAL Oliva Construction team, joining the company in 2023. She is enjoying her first role in insurance, after completing her Economics degree.
Outside of work, she enjoys travelling and show jumping with her horse.
M: +44 (0)7821 680366
E: Faye.Newman@dualgroup.com
Commercial
Linda
Linda Bichener
Linda Bichener
Underwriting Manager , Commercial
Linda is the Underwriting Manager for the DUAL Oliva Commercial team, joining in 2000 and has been instrumental in the growth of the company. She provides a wealth of experience gained from 23 years in Property and Casualty underwriting, focusing on management in specialising schemes.
Outside work, Linda enjoys cooking, reading, reality television and travel.
M:+44 (0)7860 954 818
E: lbichener@dualgroup.com
Leah
Leah Miller
Leah Miller
Senior Underwriter, Commercial
Leah is a Senior Underwriter in the DUAL Oliva Commercial team, joining in 2022 and has over 18 years’ experience in the industry. She began her career in a leading broking firm and moved to underwriting in 2012, specialising in commercial and unoccupied insurance.
In her spare time, Leah takes long walks with her Springer Spaniel dog, loves trips to the theatre and enjoys shopping for vintage clothing.
M: +44 (0)7706 313 759
E : leah.miller@dualgroup.com
Georgia
Georgia Hollis
Georgia Hollis
Underwriter, Commercial
Georgia is a DIP CII qualified Underwriter in the DUAL Oliva Commercial team. She joined in 2023 and has over 10 years of experience in insurance. She began her career in a broking firm and recently moved to underwriting Commercial Combined.
In her spare time, Georgia enjoys yoga and spin classes as well as eating good food, so much so she has a food blog.
M: (0)7596 869 588
E: georgia.hollis@dualgroup.com
Richard
Richard Threadgold
Richard Threadgold
Underwriter, Commercial
Richard is an Underwriter in the DUAL Oliva Commercial team. He joined in 2022 and is enjoying his first role in insurance and journey to become an experienced underwriter. Currently studying for Cert CII, he has obtained CII Level 3 Award in London Market Insurance and has a BA (Hons) Degree in Contemporary Military and International History.
Outside work, Richard is a big fan of live sporting events and follows the mighty Amber Army; Cambridge United. He enjoys keeping fit at the gym and by playing 7-a-side football. Richard is also passionate about reading and travelling with friends.
M:+44 (0)7706 318 711
E: richard.threadgold@dualgroup.com
Dylan
Dylan Orumwense
Dylan Orumwense
Underwriter, Commercial
Dylan is an Underwriter in the DUAL Oliva Commercial team. He joined in 2023 and has over six years’ experience in the industry, specialising in commercial underwriting.
In his spare time, he is an avid board game and vinyl collector, as well as being a striker for Fulham Compton FC and a lifelong Arsenal fan.
M: +44 (0)7596 872791
E: Dylan.Orumwense@dualgroup.com
Social Care
James
James Ramira
James Ramira
Social Care Director
James is the Social Care Director for DUAL Oliva, joining the company in 2014. He has over 25 years’ experience in the insurance industry, with 21 years specialising in the niche Social Care space on both the broker and underwriting functions.
Outside work, James is a big fan of sports especially football and golf. He enjoys travelling to different places with his family and socialising with friends.
M: +44 (0)7525 808 715
E: jramira@dualgroup.com
Niall
Niall Moore
Niall Moore
Senior Underwriter, Social Care
Niall is a Senior Underwriter in the DUAL Oliva Social Care team. He joined in 2017 and has over ten years’ experience in the insurance industry. He began his career in a casualty claims role before moving to underwriting.
In his spare time, Niall enjoys going to music gigs, European weekend breaks and supporting Spurs football team.
M: +44 (0)7762 893 736
E: nmoore@dualgroup.com
Matthew
Matthew Dale
Matthew Dale
Underwriter , Social Care
Matthew is an Underwriter in the DUAL Oliva Social Care team, joining in 2022 and has over 15 years’ experience in the industry. He began his career in broking and specialises in care homes and domiciliary care.
In his spare time, Matthew enjoys eating out and spending time with family and friends.
M: +44 (0)7842 314 189
E: matthew.dale@dualgroup.com
James
James Murray
James Murray
Underwriter, Social Care
James is an Underwriter in the DUAL Oliva Social Care team, joining in 2021. He has experience in P&I Insurance & motor claims.
In his spare time, James enjoys travelling and watching football and darts.
M: +44 (0)7523 908 613
E: james.murray@dualgroup.com
Jessica
Jessica Harling
Jessica Harling
Underwriter , Social Care
Jessica is an Underwriter in the DUAL Oliva Social Care team. She joined DUAL in 2015 and is currently studying for her Cert CII.
In her down time, Jessica enjoys horse riding, traveling and spending time with her friends and family.
T: +44 (0)7720 095 604
E: jharling@dualgroup.com
Maria
Maria Monk
Maria Monk
Assistant Underwriter, Social Care
Maria is an Assistant Underwriter in the DUAL Oliva Social Care team. She joined in 2023 and is new to the industry.
In her spare time, Maria loves spending time with her two children.
M: +44 (0)7561 851 441
E: Maria.monk@dualgroup.co.uk
Claims
Carmela
Carmela Perrina
Carmela Perrina
Claims Administrator, Construction
Carmela is the Claims Administrator in the DUAL Oliva team. She joined in 2009 and has over 14 years’ experience in the insurance industry, specialising in claims.
In her downtime, Carmela enjoys going to the gym and spending time with family.
M:+44 (0)7887 932 886
E: cperrina1@dualgroup.com
Management
Craig
Craig Miller
Craig Miller
UK Commercial Director
Craig is the UK Commercial Director for DUAL Oliva, joining the company in 2014. He has over 19 years’ experience in the insurance industry, with 13 years at MGAs in a variety of management roles. Craig has a Diploma in People Leadership and has specialised in construction insurance for 15 years.
Outside work, Craig is a big Arsenal fan and watches the team play regularly. He enjoys playing golf and spending time with his family.
M: +44 (0)7884 454 947
E: cmiller@dualgroup.com
Nicholas
Nicholas Holland
Nicholas Holland
Development Director
Nic is the Development Director for DUAL Oliva, and joined the company in 2018. He began as a trainee underwriter after graduating with a degree in economics. Nic went on to gain 13 years’ technical expertise and experience in the industry. He has been writing commercial and construction insurance for over 10 years, the last five years spent at DUAL Oliva specialising in construction with a substantial focus on underwriting and business development.
Outside work, Nic enjoys running, cycling, surfing, hiking and travel.
M:+44 (0)7718 484 343
E: nholland@dualgroup.com